Strapped Scots Lead the Rush to Go Bust

Summary


CONCERNS are mounting at the rising tide of bankruptcies following a flurry of collapses of firms over the past few weeks. But when it comes to personal debt, Scotland on Sunday can reveal that Scots are twice as likely to go bust as those living south of the Border, and these numbers may soar when insolvency laws are relaxed later this year.

The Scottish Executive is shortly to announce final plans for reshaping the process by which those with big debts, such as credit card bills, can wipe them out by voluntarily entering bankruptcy. Furthermore, the time it takes to recover from debts will be reduced from three years to one.

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Extract


Strapped Scots Lead the Rush to Go Bust

Over the past few weeks a rash of firms including One Plus, Kelvin Homes, Cabtivate, Benjys the sandwich bar and Oakdale Bakeries have closed their doors. But personal debt is also soaring as rising interest rates turn the screw on consumers struggling u...

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